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The cost of a college education has skyrocketed in recent years and there appears to be no end to tuition increases. For the 2009-2010 school year, the average cost of a private four-year college was $26,273, up 4.4 percent from the previous year. The percentage of increase was even greater for public schools, which rose 6.5 percent over the previous year to $7,020. What that means is on average, the cost of a four-year private college education would be more than $100,000. Unfortunately for parents who want to provide the best education possible for their children, it doesnt look like this trend is turning around any time soon. Estimates put the increase in college tuition at double the inflation rate, which is currently between 5 and 8 percent.Most states offer incentive programs that bring relief to parents and enable them to begin saving money from the time that their children are born. One of these options, the 529 College Savings Plan, is operated by a particular state or educational institution and helps families set aside funds for future college costs. These savings plans are beneficial for three reasons. First, they offer a targeted way to budget for your childs college education. Secondly, they are tax sheltered assuming the funds arent withdrawn early,NHL Jerseys Sale. Finally, they offer safe interest-earning growth of the money. Unfortunately,Custom Replica NFL Jerseys, they arent always guaranteed to get into the hands of your kids. For individuals struggling with personal finances and debt from a job loss, personal injury, death, or divorce, repayment of debt can be nearly impossible. It can be tempting to tap into a childs college fund to deaden the calls from creditors. Fortunately, there is a way to keep the creditors at bay without using any childs college fund. By filing for bankruptcy, individuals can shelter debt from creditors. No other method of dealing with debt has this availability. Heres how:First, individuals can protect college fund money from creditors by moving the money from a 529 College Savings Plan into an account under the Uniform Gift to Minors Act or the Uniform Transfers to Minors Act,Womens NFL Shirts. These funds are then placed under the management of a parent until a minor turns 18. From there, minors can use the funds for college without the threat of having creditors confiscate the funds to reconcile debts.If you are seriously considering filing for bankruptcy in Louisiana, contact the firm that focuses exclusively on Louisiana bankruptcy laws, Kirkpatrick and Associates. Every day, the Louisiana bankruptcy lawyers at Kirkpatrick and Associates help people save their homes,Personalized NFL Jerseys Cheap, their cars, and wipe out their debts from $5,000 up to $300,000,NHL 2011 All Star Jersey. No other law firm is better qualified to bring you the fastest debt relief, and do it right the first time. For a free consultation, call 504-828-3311 or visit kirkpatrickandassociates,Cheap Women's NFL Jerseys.com. Related articles:

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